Average mortgage rate in Edmonton right now?
Quick Answer
Short answer: Five-year fixed 'A' specials hover around 4.5% (June 2025).
Detailed Explanation
Major lenders quote 5.19% posted, but deep-discount broker rates sit in the mid-4% range for insured files. Uninsured and refinance deals price 20–30 bps higher.
Rates change weekly—always request a written quote timed to your closing.
- Check the fine print for prepayment privileges
- Variable = prime (6.95%) – 1.00% on insured deals
- 'Quick close' promos may drop another 0.10%
Disclaimer: This page is for general information only and does not constitute legal, financial, or real estate advice. Always verify details with a licensed Alberta REALTOR®, mortgage professional, or lawyer before making decisions. Buy in Edmonton assumes no liability for actions taken based on this content.
Tim Grover, RE/MAX Excellence • 780-288-5144 • 5607 199 Street NW, Edmonton, AB
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