What documents will I sign at closing?
Quick Answer
Short answer: Key buyer documents: mortgage commitment, transfer of land, mortgage charge, property-tax direction, and title-insurance application (if applicable).
Detailed Explanation
On closing day (usually 1–3 business days before possession) buyers meet their lawyer to sign:
- Transfer of Land – moves legal title to your name
- Mortgage Charge & Standard Charge Terms – pledges property as security
- Property-Tax Direction – instructs lender on tax payment method
- Title-Insurance Application – if chosen in lieu of updated RPR
Your lawyer explains each document and ensures mortgage funds are ready for possession day.
- Bring photo ID and certified cheque for balance owing
- Power of attorney possible if you can't attend personally
- Electronic registration speeds up title transfer process
Disclaimer: This page is for general information only and does not constitute legal, financial, or real estate advice. Always verify details with a licensed Alberta REALTOR®, mortgage professional, or lawyer before making decisions. Buy in Edmonton assumes no liability for actions taken based on this content.
Tim Grover, RE/MAX Excellence • 780-288-5144 • 5607 199 Street NW, Edmonton, AB
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